Terms and conditions

Deposit Contribution

*^Offer is open to UK residents, aged 18+. Please contact our development sales centres for further information. The offer is subject to lender’s approval and successful completion. The purchaser must disclose their intention to claim this incentive to our Development Sales Manager prior to entering into a reservation agreement with Miller Homes and paying the reservation fee. The purchaser must pay the standard reservation charge and exchange deposit on the selected home and complete the purchase. The monetary contribution available is dependent on the purchase price of the new home. The purchase price used to calculate this payment is the price agreed at the point of reservation and is exclusive of stamp duty, costs, and fees. The payment will be awarded as a deduction from funds due on completion.

Own New Rate Reducer

^Savings made in the initial fixed period. Independent financial advice must be sought from a regulated mortgage broker to access this scheme.

Your interest rate and mortgage payments will increase after the fixed period – please consult your independent financial advisor and/or your lender.

Miller Homes cannot advise you on a mortgage, please speak to an independent Mortgage Adviser to get a specific mortgage illustration for the property that you wish to buy.

Participating lenders and qualifying UK home mortgages. Minimum 5% deposit required.

The Own New Scheme is an independent third party scheme. Miller Homes makes a financial contribution to Own New to achieve reduction/savings. Rates and savings are subject to availability of the Own New scheme. The actual rate and saving you achieve will depend on your individual mortgage offer. Rates and savings quoted are examples provided for illustration only, are not specific to any development shown and should not be relied upon.

Own New Rate Reducer cannot be used with any other financial incentive and is only available on selected plots on selected developments.

Subject to eligibility, terms and conditions. The exact eligibility requirements may vary based on the lender's criteria. See https://www.millerhomes.co.uk/our-offers/own-new-rate-reducer.aspx

or speak to a Miller Homes sales consultant for more information.

**Financial example assumes a 5% homebuilder incentive and is based on mortgage rates available in the market, with a 2 year initial period and a LTV of 75%. Savings made in the initial fixed period. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 13/08/2024

***Example based on market interest rates, with an average house price of £371,000 and an average mortgage term of 35 years. Assumes a 5% homebuilder incentive and a 2 year fix, with 75% LTV mortgage. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. Your home may be repossessed if you do not keep up your mortgage repayments. Rates valid as of 13/08/2024

 

Any reduced rates are offered by lenders party to the Own New Rate Reducer scheme and customers should seek independent legal advice to ensure that they get the most suitable deal for them as other options are available.

INDEPENDENT FINANCIAL ADVICE MUST BE SOUGHT FROM A REGULATED MORTGAGE BROKER TO ACCESS THIS SCHEME.

Part Exchange

†UK residents age 18+. Subject to availability, status, and eligibility. Only available when reserving selected homes. Not all properties are eligible for Part Exchange – your existing property must meet Miller Homes’ Part Exchange criteria millerhomes.co.uk/our-offers/partexchange.aspx. A cap on the value of your existing property may apply. Contact our sales centre for details. To claim: mention the offer before entering into a reservation agreement with Miller Homes and paying the reservation fee for a qualifying home. Miller Homes is under no obligation to make an offer on your existing property. If Miller Homes makes an offer, it will be based on independent valuation(s) arranged by Miller Homes (at the discretion of Miller Homes). Offers are home specific and subject to standard terms and conditions millerhomes.co.uk/our-offers/partexchange.aspx, satisfactory homebuyer report, inspection, further enquiries and reports and vacant possession. Subject to successful completion on both properties. Miller Homes will pay estate agent, homebuyer report and energy performance certificate (EPC) fees instructed by Miller Homes, up to a maximum of 5% of the purchase price. You are responsible for instructing a solicitor, for estate agent, homebuyer report and EPC fees instructed by you, for fees & costs incurred pre‑reservation and for other sale/purchase fees. Reasonable access to your existing property required. Cannot be combined with other offers, promotions or discounts or claimed retrospectively. No cash or other alternative. See millerhomes.co.uk/our-offers/partexchange.aspx for full terms and conditions.

Assisted Move

*Fees will be paid up to 1.5% of the Assisted Move house value. Home Report and Estate Agent's fees paid for following instruction made by or on behalf of Miller Homes. No reimbursement will be made for marketing fees or Home Report instructed prior to commencement of Assisted Move scheme. Home Reports only applicable in Scotland.

All offers are plot and development specific and are subject to Miller Homes' standard terms and conditions. This is a limited offer and may be withdrawn without notice.

Assisted Move cannot be used in conjunction with any other offer.

Energy Efficiency

^^A report, ‘Watt a Save’, published by HBF in August 2024, has found that owners of new build houses could save on average £2,207 per year on energy bills.

General

Offers are available on new reservations made after 29th April 2024 on selected homes for completion by a specified date.

Miller Homes reserves the right to suspend, cancel or amend these offers.

These offers cannot be used in conjunction with any other discounts, promotions or offers and cannot be redeemed retrospectively. No cash or other alternative.

The incentives and these terms (including any non‑contractual disputes or claims arising out of them) are subject to English law. Any disputes must be referred to the English courts. Purchasers in Scotland and Northern Ireland may additionally bring an action in their home courts.

Miller Homes cannot advise you on a mortgage, please speak to an independent Mortgage Adviser to get a specific mortgage illustration for the property that you wish to buy.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBT SECURED ON IT.

Promoter: Miller Homes Limited of Miller House, 2 Lochside View, Edinburgh Park, Edinburgh, EH12 9DH